Whether you’re taking down large trees on a homeowner’s property, or you’re just sprucing things up for a new season, it’s important to ensure that your business venture is protected against any variety of threats. That might include things like damage to a home or commercial building, private or work vehicle, and similar.
Even when you have business or commercial insurance, this additional coverage can be tailored to your exact business goals and requirements. Read on to learn more about how to maximize your tree care insurance.
1) Ensure Proper Equipment
You likely already have a variety of tools and equipment necessary to get the job done right. That should include things such as saws, pruners, ropes and winches, axes, and similar. In addition to these physical tools, it’s best to also ensure that you’re covered against a variety of threats.
Just like every job is different, there’s no one-size-fits-all option for tree care insurance. Instead, you can and should get a personalized policy that best meets the needs of your specific business. Speak with a qualified agent to get started.
2) Communicate with Customers
Along with the mentioned items, it’s equally important to be sure that your customers (be they home or business owners) understand your work plan, and also the roles they play in safety. For instance, while you and your crew will be certain to wear the proper equipment and use best practices to avoid accidents, employees and passersby must understand that they also need to be cautious around your equipment. Often, this is best communicated by the strategic placement of cones, and detailed communication early on.
In addition, you’ll want to be sure that your operations are clear from power lines, and that you inspect both trees and structures for cracks or existing damage before you start any project. In addition to these safeguards, it’s wise to add comprehensive tree care insurance to your arsenal.
3) Know Your Insurance Policy
To that end, some small business owners assume that they’re covered against any number of threats without ever reading their policies. Not only is that approach irresponsible, but it could also come back to cause lasting damage to your company. Some business leaders never recover from such a blow. Why take that risk?
When you obtain detailed tree care insurance, you can protect your business against potential losses and the effects of job site hazards and accidents. In addition, this coverage can be coupled with other insurance solutions. That includes risk management, business and commercial insurance, construction insurance, and more. Contact us to learn more about tree care insurance, and how you can take the safety and reputation of your small business to a new level, starting today.