June marks the beginning of another Atlantic Hurricane Season. You’ve likely seen news reports of devastation left in the wake of severe storms from past years. The reality is that, even outside of hurricane season, severe weather is a constant threat. At any time, hurricanes, tornadoes, high winds, torrential rain/hail, severe thunderstorms, and other weather complications could create dangerous situations for you and your loved ones. In addition, the potential for property damage is heightened during these moments.
While there’s no way to completely prevent being affected by severe weather (incidents occur across the country and the globe), there are safeguards you can implement now to protect your loved ones and property. Here’s how to get started:
1) Maintain Your Home and Workplace
As a responsible homeowner, you likely keep maintenance and general upkeep top of mind throughout the year. If you own or are responsible for the general welfare of a business, you might also keep a continual focus on detecting and eliminating potential risks around your company’s building. Performing regular maintenance and upkeep considerations in this manner is the best way to prevent being caught off guard, especially in the often short notice that comes with severe weather incidents.
While you take the necessary steps to keep your home and business safe, remember the importance of comprehensive insurance coverage. This essential protection could be the difference between being able to start over, and having to move or close a business for good. Speak with a trusted and reputable insurance agent to get started.
2) Create a Preparedness Strategy
Even if you have a general idea or knowledge of what to do in an emergency situation, it’s important to have concrete steps in place. This could come in the form of a family meeting, mandatory staff training, or other planning relevant to your unique situation.
At home, your plan should include provisions such as where pets and loved ones will seek shelter, a contact point should anyone become separated from the group, and family-specific considerations. At work, it’s integral that all employees are consistently accounted for. Each team member should fully understand their role before, during, and after the storm.
In addition, it’s wise to make plans now to secure reliable access to necessary supplies such as a generator, medical/first aid kit, and similar considerations. These amenities often simply won’t be available in the moments prior to, during, and immediately following a severe weather incident.
3) Plan for the Immediate Aftermath
To that end, now is the ideal time to plan for what you’ll do directly following any severe weather incident. Pay special attention to potential hazards such as downed power lines, debris, blocked exits, and similar.
In addition, you’ll need to be in contact with your insurance company to identify and address any possible incidents and/or damage that may have occurred. This process is simple and straight-forward when you work with a dependable firm full of friendly and highly-knowledgeable agents who can provide accurate and insightful information pertinent to your unique situation.
4) Get Essential Protection
Keep in mind that once a severe weather threat is imminent, it’s often too late to secure adequate insurance coverage. Some people hesitate out of the thought or hope that a catastrophic incident can’t occur in their locale. Others take a passive or casual approach. This is often a reaction made out of fear or denial of potential risks.
The reality, however, is that severe weather incidents can and do happen, and their effects could be devastating. That’s why now’s the best time to discuss with your insurance agent a comprehensive policy to satisfy your unique requirements, and ensure the safety and protection of your loved ones, co-workers, and property.
Since 2002, we’ve assisted countless home and business owners with a variety of insurance safeguards. That includes business and commercial insurance, homeowners insurance, automobile, flood, tree care, risk management, and more. Contact us today to learn how straight forward and affordable it is to protect yourself and your property from any number of severe weather incidents.