Being involved in a motor vehicle accident — regardless of who might be at fault, and whether you’re a driver or passenger — can be a stressful, overwhelming, and even traumatic experience. The effects of a crash could remain with you for years. You might be physically injured. Meanwhile, psychologists say that the mental and emotional impacts might not be immediately recognizable. They say repressed trauma could crop up even years later.
For these reasons and more, it’s important to know the best steps to take directly following a traffic situation. Of course, no one wants to think that the worst can happen, and there are ways you can work to prevent a crash from occurring in the first place. However, mistakes can and do happen. Use this advice to make a plan for what to do after a car accident.
Directly Following the Incident
There has been much discussion and debate surrounding whether or not you should call the police when you or a loved one is involved in a crash. There are no legal ramifications to doing so (no one will be arrested just for calling). So, it’s often a good idea to be safe rather than sorry. This way, you get the peace of mind that a qualified professional is able to assess the situation and file an official report.
It’s important that you don’t confront another driver or otherwise say and/or do things that might escalate the situation. This could result in property damage and even physical violence. Instead, you should remain on the scene, get insurance and contact information from all motorists involved, take photos when possible (and safe), and accept medical treatment if necessary and desired.
It’s equally integral to inform your knowledgeable and qualified insurance agent about what occurred. Try to remain calm, and stick to only the facts. Your agent is there to assist, and will offer valuable information and insight into the best next steps to take.
Even in low-speed and low-impact traffic incidents, there’s often debris left behind. This could include glass, vehicle parts (including rubber, plastic, and metal), construction products, bio-medical substances, and similar. In some cases, you or a loved one might be injured by coming into contact with this material. You could also be a ride-share driver who must account for the well-being and property of your customers.
Rather than trying to think of the best plan of action on your own, it’s essential to contact your trusted and reputable insurance agent as soon as possible following a road crash. This way, you can be sure that your loved ones and property are protected.
As mentioned, being involved in a traffic incident (as driver or passenger, and regardless of fault) can be stressful and disturbing. Your head could be spinning with exactly what you can and should do next. You might immediately get on the phone to inform friends and loved ones of your fate. Depending on your specific incident, you may also wish to contact an attorney.
Keep in mind that one of the first calls you should make (after informing law enforcement and fire/rescue of the situation) is to your reliable insurance agent. This dependable professional will provide you with valuable insight and advice on how best to move forward.
In fact, since 2002 we’ve provided a variety of valuable coverage to countless people just like you. Along with auto coverage, that also includes homeowners insurance, tree care, flood, construction, business and commercial, and risk management. Contact us today to learn how simple, straight-forward, and affordable it is to secure comprehensive automobile insurance.