Construction insurance is a risk management tool that provides coverage for damage to or destruction of a building while construction is in progress.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you.
Risk Management has historically been broken out into five categories. Identify Your Risk - Do you know what your exposures are? ...